Top 10 Charles Duhigg Quotes

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Technology giants have taken advantage of tax codes written for an industrial age.

The specific steps for changing a specific habit differ from person to person and habit to habit, but the steps - the formula - is essentially the same, and once you learn it, you can do amazing things.

Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond doesn't go belly up, you pay me for selling you insurance.

Hank Paulson, the happy capitalist warrior who spent his life pursuing and defending free markets, is now the biggest interventionist Treasury secretary we've had since the Great Depression.

For Aristotle, habits reigned supreme. The behaviors that occur unthinkingly are the evidence of our truest selves.

Like solo sailors venturing into the Southern Ocean, climbers are seduced by risk. The desire to push to a summit or scale a rock face is so strong that they consciously or subconsciously minimize safety precautions drilled into their brains.

Between calculated risk and reckless decision-making lies the dividing line between profit and loss.

Since the 17th century, insurance agents have been the foremost experts on risk.

In 1688, Edward Lloyd opened a coffeehouse on London's seafront popular among underwriters, men in powdered wigs with mathematical minds and steely constitutions who offered to compensate owners if their boats were lost at sea.

Merrill Lynch is this hugely prestigious brand.

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