Charles Duhigg Quotes

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Technology giants have taken advantage of tax codes written for an industrial age.

The specific steps for changing a specific habit differ from person to person and habit to habit, but the steps - the formula - is essentially the same, and once you learn it, you can do amazing things.

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Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond...

Hank Paulson, the happy capitalist warrior who spent his life pursuing and defending free markets, is now the biggest interventionist Treasury secretary we've had since the Great Depression.

For Aristotle, habits reigned supreme. The behaviors that occur unthinkingly are the evidence of our truest selves.

Like solo sailors venturing into the Southern Ocean, climbers are seduced by risk. The desire to push to a summit or scale a rock face is so strong that they consciously or subconsciously minimize safety precautions drilled into their brains.

Between calculated risk and reckless decision-making lies the dividing line between profit and loss.

Since the 17th century, insurance agents have been the foremost experts on risk.

In 1688, Edward Lloyd opened a coffeehouse on London's seafront popular among underwriters, men in powdered wigs with mathematical minds and steely constitutions who offered to compensate owners if their boats were lost at sea.

Merrill Lynch is this hugely prestigious brand.

Bank of America is the story of some of the most ambitious, aggressive bank builders on the face of the planet.

Someone once described Ken Lewis to me as the most competitive person in the history of the United States, including the Union Army.

There are systems called zero discharge emission systems that would prevent any pollution from making it into the water or the air.

Way back in 2000, the EPA was poised, and, in fact, had drafted a rule, to specially regulate pollution - water pollution and other types of pollution - from power plants, but the energy industry pushed back pretty significantly.

The waste from power plants is essentially what is left over when you burn coal. And as we all know, coal is a relatively dirty mineral.

America is the Saudi Arabia of coal.

Actually, attorneys say, copying a purchased CD for even one friend violates the federal copyright code most of the time.

Prosecutors say it would be next to impossible to get one teen to testify in court that another had slipped him or her a copied disc at lunchtime. And besides, isn't sharing music a time-honored part of teen friendship?

Some say because music is as much about personal expression as listening pleasure, sharing is integral to why songs have value in the first place.

Calling out people for not voting, what experts term 'public shaming,' can prod someone to cast a ballot.

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