Chanda Kochhar Quotes

Most Famous Chanda Kochhar Quotes of All Time!

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Nobody likes high interest rates.

I always believe that, as you start out, while you should have a big dream - a big goal - but it's also important to move step by step. So, you know, frankly, if you ask me, when I started...

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India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is the investments. Because we need a lot of investment in the country.

Clearly, for an organization to move on, it is the job of the leader to be that sponge that takes the stress from inside and the outside.

What my parents believed was that, you know, the best wealth they could give to us children was to educate us and, you know - give us that foundation.

There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.

Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks.

I chose to be a working wife and mother. Why should I compromise on either?

Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank and, now, a universal bank.

When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I then ran the international side of the ICICI Bank for a few years.

The biggest challenge for me, for all of us, was that the consumer-credit market was very, very new for India and for ICICI. I was trying to create something that was not just new for me but absolutely unknown to...

I had to create a team of people who had worked in this industry for other banks. What I brought to that team was ICICI's strategic thinking, but when it came to domain knowledge or product nuances, I had to...

I have it all because my children did not whine and cry when I was not there.

It's not easy to have it all. Frankly, you know, you have to give as much to the career that the career requires and, at the same time, you have to give as much to the family as the attention...

We actually probably do nothing very special for women. But what we do in a very special manner is to remain an absolute gender-neutral, merit-based organization.

Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to skilling.

Our large size, capital base, robust funding profile, extensive distribution network, diversified portfolio, presence across the financial services sector, and leadership in technology position us very well to leverage the growth opportunities across the economy.

Life comprises of both: opportunities as well as challenges.

It is important always to make full use of opportunities that come your way, and at the same time, it is important to not just cope with the challenges but try and convert each challenge into an opportunity.

Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.

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