Chanda Kochhar Quotes

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All three of us - two sisters and a brother - were brought up with an emphasis on academics.

I was good with numbers.

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I had to work just as hard as my male colleagues.

It's about maintaining balance. Plan better, be organised. I chose to be a working wife and mother. Why should I compromise on either?

Mark-to-market losses are not real loss. It's a notional loss.

The global market does not understand the India risk as well as we do, and therefore, we have the arbitrage facility of making better margin on the same set of Indian firms than what we would have made by giving...

As far as employees are concerned, clearly I like to communicate with them, since we are more than 40,000 people. I like to communicate either through e-mail or through video conferencing, which we do very often, and stream out videos...

As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.

The issue of access to growth capital is common to all entrepreneurs. Any entrepreneur who can demonstrate a credible business model and plan would be able to access to capital.

Every entrepreneur, whether man or woman, should start with a robust business structure.

Business has to be done with both head and heart.

An entrepreneur, whether man or woman, has to be willing to take help, whether financial or technical, to grow his or her business.

I think everybody wants GST.

In India, we have the opportunity to give innovation the kind of scale that no other country in the world can.

Innovation is a necessity.

If you take existing ideas and make them affordable and scalable, you substantially change business models.

I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of customers, and ability to provide comprehensive solutions to customers.

Rising incomes and positive demographics will provide opportunities for retail financial services in India.

It is always impossible to expect things getting done in 90 days.

I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.

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