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Borrower Quotes

The give and take of debt

These borrower quotes examine what happens when borrowing collapses, a theme explored further in our Borrowing quotes collection.

Good nature is the cheapest commodity in the world, and love is the only thing that will pay ten percent, to borrower and lender both.

Quotes by Robert Green Ingersoll

Total borrowing has imploded. Private borrowing has collapsed. And, in effect, the Treasury Department is the last borrower left standing.

Quotes by Peter Orszag

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable...

Quotes by Mark Zandi

The Question to be considered is, Whether the Government have reason by a Law, to prohibit the taking more than 4 l. per cent Interest for Money lent, or to leave the Borrower and Lender to make their own Bargains.

Quotes by Dudley North

Abuse Quotes

Home purchases that are very highly leveraged or unaffordable subject the borrower and lender to a great deal of risk. Moreover, even in a strong economy, unforeseen life events and risks in local real estate markets make highly leveraged borrowers...

Quotes by Ben Bernanke

Any informed borrower is simply less vulnerable to fraud and abuse.

Quotes by Alan Greenspan

Frequently Asked Questions

What do lenders consider before extending credit to a borrower?
One quote lists factors like how much income will go toward debt repayment and how large the down payment is, both weighed before a borrower is approved.
What happened when total borrowing collapsed, according to these quotes?
One quote describes total borrowing imploding and private borrowing collapsing, leaving a government body as effectively the last borrower left standing.
Is generosity connected to borrowing and lending in these quotes?
Yes, one quote calls good nature the cheapest commodity in the world, saying love is the one thing that pays real returns to borrower and lender alike.
Were interest rate limits on borrowers debated historically?
Yes, one historical quote raises whether government should legally cap interest rates or leave borrower and lender free to negotiate their own terms.
Where can I find more quotes about the borrowing process?
See our Borrowing quotes page for more perspectives on credit and debt.

From down payments to interest rates, these reflections on credit connect with our Down quotes page.