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You can't raise the aspirations of a child and then leave them hanging. Poverty can't be solved by a project. It's solved by a relationship, collaboration.

I hear, 'But why do poor people make such bad decisions?' But actually, their decision-making can be far more complex than that of the better-off in many ways. They're not financially illiterate: they're constantly weighing up choices based on the reality of poverty. Somehow the international development community has resisted accepting this.

Poverty diminishes confidence. So if someone offers you a grain store, even if you really need a plough, you take what is offered to you.

All countries have poor people. Yet it's a very rare country which understands the indignities of poverty, while education systems maintain the status quo. The children of the elite go to the best schools and get the best jobs, not because they are the best. We're not taking advantage of the intellectual power on this planet.

The aim of militants such as Boko Haram, whose very name means 'Western education is a sin,' is to sow hatred and enmity between Muslim and Christian communities, which have co-existed largely peacefully for generations. Education, in particular the education of women, is a threat to Boko Haram's goals.

I have seen the transformative effect that education has in the lives of young women and their communities.

Key to success for the education of young African girls is building a model that works with communities, schools, and national Ministries of Education to build a system of protection and support around girls, ensuring that they receive the education that is their right. Financial support is provided alongside a social support system.

Money is hardly neutral. Its connection to power makes it a highly charged social phenomenon and a mediator of relationships. Because it has historically been controlled by men, it has given men a tool for controlling women.

Women's vulnerability around money is hardly exclusive to Africa. Throughout the world, women struggle with financial power. In the West, women's financial literacy is notably lower than men's. That lack of knowledge means that many women slide into poverty when they become widows.

For the poor, learning to manage money well is central to improving their lives.

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