Top 10 Ana Patricia Botin Quotes

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When times are tough, we tend to outperform as margins increase.

Everybody has their own style.

It's true that I'm always happy to walk away.

It has to be convenient. You have to be able to bank with me anytime.

I think cash will be around for a long time.

I think of digital as a means to an end: How do I service and get more loyal customers, how do I achieve operational excellence, and how do I change my culture?

You are not going to get married through technology. You are not going to buy a house through technology.

We need to change how we run banks. We need to change the culture. If we get it right, we can have a huge impact.

I have a very, very difficult job.

I didn't join a bank because my father worked in a bank or because I thought I was going to be a banker or because I thought I was going to be where I am today.

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