Brad Garlinghouse Quotes

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We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive.

What's happening in crypto - and certainly what's happening at Ripple - we have an opportunity to fundamentally change the way global commerce is managed from a payments point of view.

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I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.

To me, if we're not failing a little bit, we're not trying hard enough. I think great cultures encourage risk and are tolerant of failure. If you don't do that, you're going to end up with a culture that is...

'Be in' is all about passion. Life is short. There are so many interesting things we can do in our life, and I feel like if someone is just kind of showing up, it's not worth it for them or...

People who know me know that I'm a rabid fan of the Kansas Jayhawks. My quirky habit is that every Kansas game is on my calendar, and, more often than not, I will plan and schedule flights around them so...

Family is my fun.

To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses about the opportunity to reinvent AOL.

I'm a big fan of what Salesforce has achieved.

Some of the uses being implemented for blockchain could actually work better with a database.

I think most of the ICOs you're seeing are not real token use cases. They're really securities, so I think the SEC should regulate that.

If the cryptocurrency market overall or a digital asset is solving a problem, it's going to drive some value.

Some of the bitcoin community come from that kind of anarchistic, libertarian view. But, one reason why I think Ripple has been very successful is because we work with the system.

I think what Ripple is doing is not just, 'Hey, how do we enable banks' - it's a broader effort in how can you enable an Internet of Things and connected devices that are economic actors to pass a couple...

Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works.

PayPal exists because banks are not interoperable: I can't efficiently pay you $10 unless I'm giving you a $10 bill. So we're all on PayPal and Venmo, I need interoperability on the same ledger.

Governments aren't going to go away; banks aren't going to go away.

The revolution of blockchain is not going to happen from outside the system; it's going to happen from within the system.

There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce costs, and enable things that weren't possible before.

What xRapid allows you to do is to have real-time liquidity.

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