Arundhati Bhattacharya Quotes

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Lending rate is a function of both liquidity as well as credit demand.

I believe that we will benefit more by globalisation.

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Brexit is actually a step back in the sense that you are going back from being connected to being on your own.

If you look at it ideologically, I would say Brexit is not something that probably is good for the world.

Private sector has no issue in coming into infrastructure sector. They know very well that infrastructure is one area that can give you very steady long-term returns.

In order to ensure long-term investment, it is important to make infrastructure as transparent and as bankable as possible - should be a win-win for all.

I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.

There is potential for more Chinese investment in India's infrastructure, and there are already Chinese investors in India's power and telecoms sector as well as the banking and payments space.

It is too expensive to have a bricks and mortar presence everywhere.

At SBI, we say that if you need a project to be done, you need to be determined that it needs to be done, put a deadline, and it will get done.

I say what is required to be said.

Whatever I have said is in the interest of the system, and it has never been taken amiss.

It's good to be on the power list, but I don't see a practical use of it except when people introduce me to audiences.

Theoretically, every probationary officer has a chance to become chairman.

Your ability will get you the job, but you also need to have age on your side. So if you started your career at 21, you have an advantage over others in your batch who started at, say, 24.

I always focus on team building - both in office and at home.

At State Bank, all decisions are collective decisions. I have created the comfort zone.

If we want to be the banker to every Indian as we want to be, then we will have to use technology.

We underestimate our people. Given a challenge, most of our people will do it, especially the youngsters who take to technology like duck to water.

Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.

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